
Your total minimum monthly debt is divided by your gross monthly income to express your Debt-to-Income ration (DTI). Debts may include minimum monthly credit card payments, car payments, student loans, alimony/child support, etc. In most cases, income from commissions, bonuses, overtime, tips, rental income, and child support can all be counted toward your annual income.ĭebt: Include your (and your co-borrower's) monthly debts. Income: Enter your total household income (you can also include a co-borrower) before tax. While we strongly encourage you to have a conversation with a Loan Officer to review your specific financial situation and needs, we hope that this tool will help you get started with the process.įactors that contribute into the borrowing power calculation: **Please note you can always add other incomes or debts into the calculator to get a more accurate assessment.īased on these two pieces of information, our calculator will work it's magic to determine how much house you may be able to afford.

Monthly debts (for example: car payments, student loans, credit card payments).For more information about Sente Mortgage, please visit help you determine how much house you can afford, our calculator starts with a couple of primary pieces of information:

5000 list. Today, the company operates 13 offices across Texas, with headquarters in Austin. Since its founding in 2007, Sente has been recognized three times as one of nation’s fastest-growing companies on the Inc. The company’s commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the state of Texas, with a team of expert Loan Officers dedicated to finding the right mortgage products for each client’s individual needs. Sente Mortgage is a leading independent mortgage bank, helping create financial possibility for individuals and families across Texas. To learn more about Sente Mortgage’s Waco branch, access educational and financial resources, or find the right Mortgage Banker for your upcoming home purchase, visit.
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In celebration of the Waco launch, Sente hosted a grand opening and ribbon cutting at the new Waco office-located at 8810 Woodward Drive-on Thursday, June 7 th. Currently, Sente operates 13 branches, serving residents in Austin, Houston, San Antonio, Ft. The company aims to open 50 branches in five years throughout the I-35 corridor in Texas and surrounding communities. The Waco opening is one more step in the company’s move to become the #1 independent mortgage bank in Texas, known for its performance, integrity and culture. “We are extremely excited to have the opportunity to provide 5-star customer service, market knowledge and mortgage expertise to the residents of Waco,” said Tom Rhodes, CEO of Sente. With this newest opening, Sente hopes to both expand its services to the residents of Waco and bring new jobs to the area, with plans to add to its team of loan originators and production support staff.

Since its founding in 2007, Sente has opened a number of locations across Texas. Sente brings mortgage services to residents of WacoĪUSTIN, TX – June 8, 2017 – Sente Mortgage, an Austin-based independent mortgage bank today announced the opening of its latest office in Waco, Texas, bringing its team of expert mortgage bankers to help current and future residents navigate the home lending process.
